PREMIERE HOME MORTGAGE LTD.
(Formerly INTEL FINANCIAL INC.)

Our name may have changed, but not our ability to do the tough deals!  Check out our lending guidelines!

• Approvals based on EQUITY ONLY, not income or credit.
• No beacon score requirements.
• No debt servicing requirements.
• No income verification required.
• Bankruptcies, Judgments, Collections, Write-offs – NO problem!
• Foreclosures – NO problem!
• Will lend in all areas of Alberta, B.C. and selected parts of Manitoba.
• Broker fees shared 50/50 with originating broker in most cases.
• All property types considered:
  • Residential
  • Farms
  • Raw land
  • Mobile homes on own land
  • Mobile homes in parks - B.C. ONLY

Loan-to-Value Guidelines:

• Residential:
  • Urban Centres:
    • 1^st mortgages to 75% LTV.
    • 2^nd mortgages to 85% LTV. (NOAs and/or tax returns required only to confirm income tax status).
  • Small Towns / Rural Areas:
    • 1^st and 2^nd mortgages up to 70% LTV.
• Farms:
  • Up to 60% LTV.  Flexible repayments terms available.
• Raw land:
  • Urban Areas:  up to 75% LTV.
  • Small towns / Rural:  50 – 55% LTV.
• Mobile Homes:
  • On own land:
    • Up to 70% LTV on purchases.
    • Up to 65% LTV on refinances.
  • In Parks (B.C. ONLY - 1990 model year or newer):
    • Up to 65% on purchases/refinances.
    • Up to 60% LTV on equity take-outs.

PREMIERE HOME MORTGAGE LTD.

(Formerly Intel Financial Inc.)

Phone:  1-866-460-4409    Fax: 1-877-600-3362