| |
|
PREMIERE HOME MORTGAGE LTD.
(Formerly INTEL FINANCIAL INC.)
|
| |
|
Click to view our
Preferred Pricing Rates and Guidelines
Click to view our
Lending Guidelines
|
| |
|
|
WHAT CAN PREMIERE HOME MORTGAGE LTD. DO FOR ME?
|
|
 We
can make you more money, with very little extra effort!
As an "A" Broker, you will have turndowns. But, just because a deal cannot be done
through conventional sources, does not mean that it is impossible to assist the client and earn extra revenue.
Some applications are declined because of property type, very poor credit, unverifiable income,
foreclosure situation, or a combination of these factors, These deals are our specialty. We lend based
primarily on the equity
in the property, not credit or income! We can save the deals that you have been literally throwing in the wastebasket!
|
| |
|
|
HOW DO PREMIERE'S RATES AND FEES COMPARE TO OTHER LENDERS?
|
|
During our 25 years in business, we have established ourselves as
a key source for private mortgage funding for
"A" brokers in Western Canada! We have accomplished this by providing aggressive lending solutions to our broker
partners and their clients at a reasonable cost.  We
know that if a proposal is overpriced, it will simply not fly with the borrower. We would rather make less and do the deal,
than hope to make more and earn nothing!
With private mortgage products, the rate and fee structure is based on risk, the difficulty
in doing the mortgage, as well as the size of the mortgage.
With mortgages approved by our MIC, Our Preferred Pricing Proram provides excaptional private mortgage rates, and most importantly on urban 1st mortgages, allows you to keep 100% of your brokerages fees! Click for details
If the mortgage requires placement with one of the lenders in our pool, we can work with you on a co-broker basis. Brokerage fees are discussed with you in advance and are generally shared on a 50/50 basis.
If you're new to private mortgages, we are pleased to provide assistance and suggestions throughout
the process on how to structure the proposal and the options to provide your client.
|
| |
|
|
WHERE DOES PREMIERE HOME MORTGAGE LTD. OBTAIN ITS FUNDS?
|
|
| We source our
funds primarily from our mortgage fund, Premiere Canadian Mortgage
Corporation. Our mortgage fund has a portfolio of $57 million as well as
a $14 million line of credit. In addition, we have a large pool of
private investor partners, enabling us to provide funding for most
equity proposals. |
| |
|
|
HOW QUICKLY CAN PREMIERE REACT TO A FUNDING REQUEST?
|
|
 We
will provide you with a written proposal within a couple of hours. If you prefer, simply call us and we can provide you with
a quote right over the phone!
Because we utilize Title Insurance, we can provide almost immediate funding as soon as the
borrowers have signed the mortgage documents. In an emergency situation our lawyers are able to prepare the mortgage documents
within a day.
|
| |
|
|
WHAT TYPE OF PROPERTIES WILL PREMIERE LEND ON?
|
|
| We lend on virtually all forms of real estate: |
|
|
 Geographically, we have arranged mortgages in most provinces west of Quebec and in such diverse
locations as Fort McMurray, Alberta and Hawaii, USA!
Check out our "lending guidelines" here.
|
| |
|
|
WHO IS PREMIERE HOME MORTGAGE LTD.?
|
|
|
We are a mortgage brokerage company and
we have been in business for 20 years (formerly Intel
Financial). We are appropriately licensed in BC and Alberta. We
are members of the Mortgage Brokers Associations in British
Columbia and Alberta. We
are also members of the Better Business Bureau countrywide, and are proud to say we have never had a complaint lodged against
us, either with our regulators or the Bureau!
|
Our Residential
Mortgage Brokers
|
|
Apply Online
to
Monica Leggett
|
Monica Leggett,
Mortgage Associate, brings over
14 years of mortgage and consumer financing experience to Premiere
Home Mortgage Ltd. DBA Premiere Mortgage.
Having spent many years as a lender in the Alberta Credit Union system, Monica provides personalized
service and first hand knowledge of both the Alberta and British
Columbia markets.. |
|
Apply Online
to
Toni Bensmiller |
Toni Bensmiller,
Mortgage Associate, brings her several years of lending and customer service experience to the valued clients of Premiere Mortgage. Prior to joining Premiere, Toni spent the past four years with a major BC Credit Union in a senior lending position. Toni can provide her expertise in all areas of residential mortgage financing options.
|
|
Apply Online
to
John Mercuri
|
Our Vice President, John Mercuri has over 18 years experience with
all forms of residential mortgage lending as well as consumer finance. Previously, John held management positions
with a consumer finance company.
In 2005 John became a 50% owner of Premiere Home Mortgage Ltd.
John can provide assistance with conventional
and private mortgage financing for residential and commercial properties as well as debt consolidations and equity takeouts. |
|
Apply Online to
John Ugyan
|
Our President, John Ugyan, has 16 years of prior experience in residential
and commercial financing with three different banks, mostly in Toronto, Ontario, including positions as Senior Credit Analyst
and Bank Manager.
He has also directed the activities of Premiere Home Mortgage Ltd. (formerly Intel Financial
Isnc.) since its inception in 1984, providing financing for residential
& commercial mortgages as well as lease and business financing. |
|
Check out our "lending guidelines" here.
|
|
PREMIERE
HOME MORTGAGE LTD.
(Formerly Intel Financial Inc.)
Email: lending@premhome.ca
Phone:
1-866-460-4409
Fax: 1-877-600-3362
|
