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PREMIERE HOME MORTGAGE LTD.
(Formerly INTEL FINANCIAL INC.)
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Check out our "lending guidelines" here.
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WHAT CAN PREMIERE HOME MORTGAGE LTD. DO FOR ME?
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 We
can make you more money, with very little extra effort!
As an "A" Broker, you will have turndowns. But, just because a deal cannot be done
through conventional sources, does not mean that it is impossible to assist the client and earn extra revenue.
Some applications are declined because of property type, very poor credit, unverifiable income,
foreclosure situation, or a combination of these factors, These deals are our specialty. We lend based on the equity
in the property, not credit or income! We can save the deals that you have been literally throwing in the wastebasket!
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HOW DO PREMIERE'S RATES AND FEES COMPARE TO OTHER LENDERS?
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During our 23 years in business, we have established ourselves as
a key source for private mortgage funding for
"A" brokers in Western Canada! We have accomplished this by providing aggressive lending solutions to our broker
partners and their clients at a reasonable cost.  We
know that if a proposal is overpriced, it will simply not fly with the borrower. We would rather make less and do the deal,
than hope to make more and earn nothing!
With our private mortgage products, the rate and fee structure is based on risk, the difficulty
in doing the mortgage, as well as the size of the mortgage. Brokerage fees are discussed with you in advance, and are
generally shared 50/50 with you. Larger deals will command higher fees, as will commercial and industrial financing.
If you're new to private mortgages, we are pleased to provide assistance and suggestions throughout
the process on how to structure the proposal and the options to provide your client.
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WHERE DOES PREMIERE HOME MORTGAGE LTD. OBTAIN ITS FUNDS?
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| We source our
funds primarily from our mortgage fund, Premiere Canadian Mortgage
Corporation. Our mortgage fund has a portfolio of $44 million as well as
a $18 million line of credit. In addition, we have a large pool of
private investor partners, enabling us to provide funding for most
equity proposals. |
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HOW QUICKLY CAN PREMIERE REACT TO A FUNDING REQUEST?
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 We
will provide you with a written proposal within a couple of hours. If you prefer, simply call us and we can provide you with
a quote right over the phone!
Because we utilize Title Insurance, we can provide almost immediate funding as soon as the
borrowers have signed the mortgage documents. In an emergency situation our lawyers are able to prepare the mortgage documents
within a day.
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WHAT TYPE OF PROPERTIES WILL PREMIERE LEND ON?
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| We lend on virtually all forms of real estate: |
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- Raw Land
- Mobiles in Parks!
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 Geographically, we have arranged mortgages in most provinces west of Quebec and in such diverse
locations as Fort McMurray, Alberta and Hawaii, USA!
Check out our "lending guidelines" here.
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WHO IS PREMIERE HOME MORTGAGE LTD.?
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Our Head Office Staff
We are a mortgage brokerage company and we have been in business for 20 years (formerly Intel
Financial). We are appropriately licensed in BC and Alberta. We are members of the Mortgage Brokers Associations in British Columbia and Alberta, as well as CIMBL. We
are also members of the Better Business Bureau countrywide, and are proud to say we have never had a complaint lodged against
us, either with our regulators or the Bureau!
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Our Residential & Commercial
Mortgage Brokers
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Apply Online
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Monica Leggett
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Monica Leggett,
Mortgage Associate, brings over
12 years of mortgage and consumer financing experience to Premiere
Home Mortgage Ltd. DBA Premiere Mortgage.
Having spent many years as a lender in the Alberta Credit Union system, Monica provides personalized
service and first hand knowledge of both the Alberta and British
Columbia markets.. |
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Apply Online
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Kathleen Lemieux
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Kathleen Lemieux, Mortgage Associate, can provide
assistance with both equity and conventional mortgages in BC and
Alberta. Kathleen’s past experience in Real Estate and customer
service has enabled her to quickly resolve issues and put
clients at ease by keying in on what is most important, their
needs.
Kathleen will ensure that you receive timely communication
throughout the process.
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Apply Online
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Tracy Fold
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Tracy Fold,
Mortgage Associate, Tracy brings many
years of experience in personal and business financing. Tracy
can provide assistance with all forms of residential mortgages,
in particular debt consolidations, refinancing and purchases.
Tracy can tailor an equity mortgage to meet her client’s needs
and at the same time provide exceptional customer service.
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Apply Online
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John Mercuri
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Our Vice President, John Mercuri has over 16 years experience with
all forms of residential mortgage lending as well as consumer finance. Previously, John held management and marketing positions
with a consumer finance company with postings throughout British Columbia.
In 2005 John became a 50% owner of Premier Home Mortgages Ltd. John can provide assistance with conventional
and private mortgage financing for residential and commercial properties as well as debt consolidations and equity takeouts. |
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Apply Online to
John Ugyan
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Our President, John Ugyan, has 16 years of prior experience in residential
and commercial financing with three different banks, mostly in Toronto, Ontario, including positions as Senior Credit Analyst
and Bank Manager.
He has also directed the activities of Premiere Home Mortgage Ltd. (formerly Intel Financial
Inc.) since its inception in 1984, providing financing for residential
& commercial mortgages as well as lease and business financing. |
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Check out our "lending guidelines" here.
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PREMIERE
HOME MORTGAGE LTD.
(Formerly Intel Financial
Inc.)
Phone:
1-866-460-4409 Fax: 1-877-600-3362
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