Types of Mortgages

  • 1st, 2nd mortgages for any purpose.
  • NO credit or beacon score requirements.
  • NO debt servicing requirements.
  • NO income verification needed in most cases – Flexible BFS and Stated Income requirements
  • Most residential properties considered - owner occupied and rental

Lending Guidelines

  • Residential in urban areas - up to 75% LTV
  • Residential in smaller towns - up to 65% LTV
  • Mortgages up to $500,000 preferred, larger mortgages considered on an exception basis
  • Raw land, mobile homes, acreage properties and small commercial considered on a case by case basis
  • Flexible payment and amortization options available including interest only payments
  • We can deal with bankruptcies, collections and judgments for taxes - even foreclosures!

How to submit a deal

Provide the following documentation:

  • Mortgage application (printed from Filogix or equivalent)
  • Current credit bureau report
  • Summary comments (Purpose of funds and story on the deal)
  • Alternate Lending – more flexibility with property types and increased loan to values.

Easy Submission

Email package to [email protected]

Fax toll-free to 1-877-600-3362

Or call toll-free to 1-866-460-4409

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